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172 Shrewsbury Street Worcester, MA 01604
July 09, 2010
  NOLO "Legal Encyclopedia"
Posted By Robert W. Kovacs,Jr.
Legal Encyclopedia Table of Contents What Is Bankruptcy? What Bankruptcy Can and Cannot Do How Bankruptcy Stops Your Creditors: The Automatic Stay Eliminating Tax Debts in Bankruptcy Filing Bankruptcy? Disclose Everything, Hide Nothing Should I File ...
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July 08, 2010
  "Two area lawyers nominated for district court judgeships"
Posted By Robert W. Kovacs,Jr.
http://www.telegram.com/article/20100708/NEWS/100709779/1116
Continue reading ""Two area lawyers nominated for district court judgeships"" »

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July 08, 2010
  Bankruptcy FAQ (Chapter 7 and Chapter 13)
Posted By Robert W. Kovacs,Jr.
Bankruptcy FAQ (Chapter 7 and Chapter 13) Republished with Permission © 2010 Nolo. Chapter 7 bankruptcy and Chapter 13 bankruptcy: what you need to know. What's Below: What exactly is bankruptcy? Will it wipe out all my debts? What is the difference ...
Continue reading "Bankruptcy FAQ (Chapter 7 and Chapter 13) " »

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June 15, 2010
  Article -- "5 Keys to Unlocking a Better Credit Score"
Posted By Robert Kovacs
http://finance.yahoo.com/banking-budgeting/article/109767/keys-to-unlocking-better-credit-score?mod=oneclick
Continue reading "Article -- "5 Keys to Unlocking a Better Credit Score"" »

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June 01, 2010
  HAMP Loan Modification Changes – Modification can NOT be denied because of active bankruptcy
Posted By Robert Kovacs
Starting today, June 1, 2010, HAMP Home Loan Modifications cannot be denied because you are in an active chapter 7 or 13 bankruptcy. This is significant for many consumers. Many consumers facing foreclosure need both bankruptcy and a modification. A ...
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May 31, 2010
  Happy Memorial Day
Posted By
I wish everyone a wonderful Memorial Day.
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May 31, 2010
  I am facing foreclosure – Can Bankruptcy Help?
Posted By Robert Kovacs
Bankruptcy can save your home from foreclosure! The moment a bankruptcy case is filed with the bankruptcy court the automatic stay comes into effect. The automatic stay prevents creditors from taking certain actions against you including foreclosing ...
Continue reading "I am facing foreclosure – Can Bankruptcy Help? " »

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May 22, 2010
  What to expect at your Free Consultation with Attorney Kovacs
Posted By Robert Kovacs
All initial bankruptcy consultations with Attorney Kovacs are free. And there is no time limit! During the consultation we will first talk about you, your assets, income, expenses, and debts. I will explain to you the several different bankruptcy ...
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May 22, 2010
  I stopped paying my credit card bill. What is going to happen?
Posted By Robert Kovacs
When you stop paying your credit card bill the bank will want to find a way to get you to start paying again. The first step will likely be making phone calls and sending letters. If that does not work the bank may hire a debt collector to turn up ...
Continue reading "I stopped paying my credit card bill. What is going to happen? " »

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May 11, 2010
  Judge Hoffman sworn in
Posted By Robert Kovacs
http://www.telegram.com/article/20100511/NEWS/5110346/1237
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May 05, 2010
  Worcester Telegram and Gazette Article " A fair judge"
Posted By Robert Kovacs
http://www.telegram.com/article/20100505/NEWS/5050366/1237
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March 21, 2010
  Judge Hoffman set to take the bench April 15, 2010
Posted By Robert Kovacs
Judge Melvin Hoffman is set to take the bench April 15, 2010. Judge Hoffman will be taking the seat left by retiring Judge Rosenthal in the Massachusetts Bankruptcy Court, Central Division. Judge Rosenthal will remain on the bench through April 14, ...
Continue reading "Judge Hoffman set to take the bench April 15, 2010" »

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March 21, 2010
  Recent Discharge Violation Case Settles for $15,000
Posted By Robert Kovacs
A recent discharge violation case of mine has settled for $15,000.00 In this case a creditor continued to call and send bills to a family after they had filed for bankruptcy and after they had received their bankruptcy discharge. The creditors ...
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March 20, 2010
  Creditors that continue to attempt to collect on discharged debt are violating the law.
Posted By Robert Kovacs
At the conclusion of most individual bankruptcy cases a Debtor receives a “discharge” of his debts. The discharge is a release of your personal legal obligation to repay your debts. In part that discharge serves as an injunction against the ...
Continue reading "Creditors that continue to attempt to collect on discharged debt are violating the law. " »

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March 20, 2010
  I just filed bankruptcy and my creditors keep on calling -- What can I do?
Posted By Robert Kovacs
After filing bankruptcy the “automatic stay” comes into effect. Much like the name implies it happens automatically upon the filing of your case and stays actions against you. This means that a creditor cannot call you to collect a on a debt as soon ...
Continue reading "I just filed bankruptcy and my creditors keep on calling -- What can I do? " »

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The Law Office of Robert W. Kovacs, Jr. is a debt relief agency; helping people file for bankruptcy relief under the Bankruptcy Code.

The information on this Worcester Framingham Bankruptcy Lawyer / Attorney website is for general information purposes only. Nothing on this or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. This information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.

Address:
Worcester Office:      172 Shrewsbury Street   Worcester, MA 01604      Phone: (508) 926-8833
Framingham Office:    945 Concord Street    Framingham, MA 01701    Phone (508) 532-0550
E-Mail: Info@RKovacslaw.com

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