Blog Posts in 2009
Posted on Dec 31, 2009 By Robert Kovacs
In an article from the Worcester Telegram and Gazette ( http://www.telegram.com/article/20091230/NEWS/912309982/1002 ) it is reported that foreclosure petitions in Massachusetts remain high. The good ...
Continue reading "Telegram and Gazette reports “Foreclosure petitions still high” – Bankruptcy can save your home " »
Posted on Dec 31, 2009 By Robert Kovacs
Happy New Year! I wish everyone a safe and happy new year!
Continue reading "Happy New Year! " »
Posted on Dec 28, 2009 By Robert Kovacs
It is often difficult to keep track of all your creditors. Making matters worse, often times debt collections agents and/or debt buyers make it confusing to understand who you owe. If, for some ...
Continue reading "I just filed for bankruptcy and forgot to tell my lawyer about a creditor" »
Posted on Dec 27, 2009 By Robert Kovacs
If you can no longer meet your financial obligations bankruptcy may be able to relieve the stress related with too much debt. There are two concerns if you have recently charged a lot on your credit ...
Continue reading "What can I do if I charged too much on my credit cards during the holidays? " »
Posted on Dec 24, 2009 By Robert Kovacs
I wish everyone a great holiday and a wonderful new year. Peace is possible, if we want it. Robert
Continue reading "Happy Holidays " »
Posted on Dec 22, 2009 By Robert Kovacs
In all bankruptcy cases there will be a required meeting this is often called the “meeting of the creditors” or the “§341 meeting.” The Case Trustee will conduct the meeting. She represents the ...
Continue reading "What is the §341 Meeting of Creditors? " »
Posted on Dec 21, 2009 By Robert Kovacs
With the snow that fell this weekend I cannot help but think now may be a good time to mention what happens if a debtor cannot make their assigned time and date for their §341 meeting. The §341 ...
Continue reading "What Happens if I Cannot Make my §341 Meeting " »
Posted on Dec 20, 2009 By Robert Kovacs
Around this time of the year many struggling families look to their income tax return to provide some relief. These same struggling families often consider filing for bankruptcy. A common question ...
Continue reading "Most Debtors in bankruptcy can keep their Tax Return " »
Posted on Dec 17, 2009 By Robert Kovacs
Many times when facing insolvency issues a debtor, either a business or individual, will look to pay one creditor over another, this is called a preference. If the payment was not in the ordinary ...
Continue reading "Avoidable Preferences for Business and Individuals Debtors" »
Posted on Dec 17, 2009 By Robert Kovacs
Debt collectors are well known for using harassing, unethical, and immoral techniques to collect debt. There are both federal and state laws to protect an individual from these abuses. In ...
Continue reading "Debt Collectors and Harassing Phone Calls – How Many are too Many? " »
Posted on Dec 16, 2009 By Robert Kovacs
Attorney Hoffman was recently selected to replace retiring Judge Rosenthal. Attorney Hoffman will have to undergo an FBI background check before taking the bench. Judge Rosenthal will be missed by ...
Continue reading "Attorney Melvin Hoffman appointed as the new Worcester Bankruptcy Judge " »
Posted on Dec 15, 2009 By Robert Kovacs
Debtors filing chapter 13 bankruptcies may be able to eliminate their obligation to repay their second mortgage and still retain their home. In order for to eliminate the mortgage and keep your home ...
Continue reading "Eliminating a Second Mortgage or Equity Line of Credit and keeping your Home. " »
Posted on Dec 7, 2009 By Ben Licas
Welcome to our Blog
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