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Blog Posts in May, 2011

Rental Property - Mortgage Cram Down - Reduce your principle balance on your mortgage loan

Rental Property - Mortgage Cram Down - Reduce your principle balance on your mortgage loan In a chapter 11 or 13 bankruptcy you may be able to reduce the outstanding principle balance on your mortgage ...
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Pre-Bankruptcy Credit Counseling Requirement

Pre-Bankruptcy Credit Counseling Requirement Massachusetts bankruptcy filers are required receive credit counseling from an approved agency within 180 days before the bankruptcy filing date. This ...
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Happy Holidays

I hope everyone has a great and safe memorial day! Please take a moment to think of all our soldiers.
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National Association of Consumer Bankruptcy Attorneys - Sen. Leahy Introduces Bill To Fight Creditor Fraud In Bankruptcy Courts

Dear NACBA Member: As many of you know, NACBA has been pressuring the UST to go after mortgage Proof of Claim abuses for years now and late last Fall had a very productive conversation with the ...
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The Tough File Bankruptcy

The Tough File Bankruptcy Massachusetts native Joseph P. Kennedy, Sr., patriarch of the Kennedy clan, was fond of saying, "When the going gets tough, the tough get going." If you are struggling with ...
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Limit Credit Card Use Before Bankruptcy

Limit Credit Card Use Before Bankruptcy The federal bankruptcy laws are very forgiving and will protect the honest, but unfortunate debtor. One of the main aims of bankruptcy is to give the debtor a ...
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Top Five Bankruptcy Provisions

Top Five Bankruptcy Provisions Many of my Worcester and Farmington bankruptcy clients report that filing bankruptcy was the best choice they ever made. The Bankruptcy Code provides powerful relief for ...
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Home Loan Modification Fact Sheet – HAMP

Please click the link to see the HAMP fact sheet. http://www.justice.gov/ust/eo/public_affairs/consumer_info/docs/HAMP_Fact_Sheet.pdf
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Discharging Tax Debt in Bankruptcy

Discharging Tax Debt in Bankruptcy Certain debts have been given special status by the Bankruptcy Code and are generally excluded from the debtor's bankruptcy discharge. Child support obligations, ...
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Bankruptcy's Instant Relief

Bankruptcy's Instant Relief Individuals struggling with financial difficulty experience many forms of debt-related stress. Harassing phone calls, embarrassing collection letters, lawsuits, ...
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Transferring Property Before Bankruptcy Can Be A Bad Idea

Transferring Property Before Bankruptcy Can Be A Bad Idea Modern bankruptcy laws permit debtors to keep certain property necessary to maintain a modest standard of living. These laws, called ...
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