Recent Posts in Credit Category
Posted on Jan 4, 2012 By Robert Kovacs
Credit Card Debt Is On The Rise A recent survey indicates the spending habits of the American consumer. After two years of moderate credit card use, new figures from Card Hub show that credit card use ...
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Posted on Aug 25, 2011 By Robert Kovacs
This article is care of the American Bar Association. For the full article please visit http://apps.americanbar.org/abapubs/design/smart/0811/11.html Chapter 11 Bankruptcy: A Primer By Christopher R. ...
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Posted on Aug 23, 2011 By Robert Kovacs
Education Helps Debtors After Bankruptcy Since changes were made to the bankruptcy laws in 2005, all Massachusetts debtors are required to complete both a pre-bankruptcy credit counseling interview ...
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Posted on Aug 10, 2011 By Robert Kovacs
Renting As A Tenant After Bankruptcy Renting a house or apartment after your Massachusetts bankruptcy discharge can be a little intimidating. Some landlords will run a credit check during the ...
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Posted on Aug 8, 2011 By Robert Kovacs
Can I Keep A Credit Card If I File Bankruptcy? Many Massachusetts bankruptcy debtors need a credit card for work. Whether it is necessary for business purchases or travel, it is common for clients to ...
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Posted on Jul 21, 2011 By Robert Kovacs
When Can I Stop Paying Credit Cards? Many of my Massachusetts bankruptcy clients ask, "When can I stop paying on my credit cards?" The answer seems obvious: "immediately." If you ...
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Posted on Jun 2, 2011 By
Your Massachusetts Fresh Start Bankruptcy An individual's lifetime is filled with highs and lows. Take for example the life of auto maker Henry Ford. Ford worked for years as an engineer for Thomas ...
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Posted on Jan 3, 2011 By
There is little doubt that bankruptcy will reflect negatively on your credit score. However, most people that are considering bankruptcy already have a poor credit score, because of missed payments, ...
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Posted on Aug 17, 2010 By Robert W. Kovacs,Jr.
In most bankruptcy cases you will pay back nothing to your creditors. In other cases you will pay back what you can afford. Debt negotiation typically works by you making a payment to a company and ...
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Posted on Feb 24, 2010 By Robert Kovacs
Yes settling a debt for less than you owe will save you money but it is not going to save you as much as you think. When you settle a debt with your credit card or other creditors for less than you ...
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Posted on Feb 24, 2010 By Robert Kovacs
As you may have heard there are several new credit card regulations. One such regulation prohibits banks from charging over draft fees unless you “opt in.” If you chose not to “opt in” to the service ...
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Posted on Feb 20, 2010 By Robert Kovacs
As soon as your bankruptcy case is filed with the Court the “automatic stay” comes into effect. The “automatic stay” is much what it sounds like, it happens automatically upon filing of your case and ...
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Posted on Jan 17, 2010 By Robert Kovacs
If you filed bankruptcy under chapter 7 you will be able to obtain a new credit card very shortly after filing. Most banks will want your business, because (1) you have reduced your debt, (2) cannot ...
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Posted on Jan 15, 2010 By Robert Kovacs
Filing bankruptcy does not prevent you from buying any property, including a new home or cars. However, the better question is; when will a bank give me a mortgage for a new home? Chapter 7 bankruptcy ...
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