Recent Posts in Loans Category
Posted on Aug 23, 2011 By Robert Kovacs
Homeowners Need Help Neither Congress, nor federal regulators, nor state or federal prosecutors have yet to conduct a thorough investigation into the mortgage bubble and financial bust. We welcomed ...
Continue reading "Homeowners Need Help -- from the New York Times" »
Posted on Jul 24, 2011 By Robert Kovacs
Picking and Choosing Debts to Discharge There are many myths circulating regarding bankruptcy in Massachusetts. One of the most popular myths is that a bankruptcy debtor can pick and choose which ...
Continue reading "Picking and Choosing Debts to Discharge" »
Posted on Jun 1, 2010 By Robert Kovacs
Starting today, June 1, 2010, HAMP Home Loan Modifications cannot be denied because you are in an active chapter 7 or 13 bankruptcy. This is significant for many consumers. Many consumers facing ...
Continue reading "HAMP Loan Modification Changes – Modification can NOT be denied because of active bankruptcy " »
Posted on Jan 24, 2010 By Robert Kovacs
If you file bankruptcy you will keep your home ; unless you want to surrender it to the bank. In order to keep your home you will need to at a minimum be able to make the current monthly payment on ...
Continue reading "You can file bankruptcy and keep your home" »
Posted on Jan 19, 2010 By Robert Kovacs
When looking for home loan help, please know that help from the Department of Housing and Urban Development is free. Below are some of the warning signs that HUD has put together: " Beware of ...
Continue reading ""Beware of Foreclosure Rescue Scams - Help Is Free!" " »
Posted on Jan 15, 2010 By Robert Kovacs
Filing bankruptcy does not prevent you from buying any property, including a new home or cars. However, the better question is; when will a bank give me a mortgage for a new home? Chapter 7 bankruptcy ...
Continue reading "How long after bankruptcy can I buy a new home? " »
Posted on Jan 15, 2010 By Robert Kovacs
Filing bankruptcy will automatically stay any foreclosure proceeding. So long as your bankruptcy case is filed prior to the actual foreclosure sale. If your intention is to permanently save your home ...
Continue reading "HELP! My home is going to be foreclosed on. " »
Posted on Jan 12, 2010 By Robert Kovacs
The following is a list of FREE internet sites that may help in the valuing of your home: http://realestate.yahoo.com/Homevalues http://www.zillow.com/ http://www.cyberhomes.com/ ...
Continue reading "Internet Resources for valuing your home" »
Posted on Jan 10, 2010 By Robert Kovacs
The goal for most individuals in bankruptcy is to receive a discharge of their debts. A discharge is a release of your legal obligation to repay your debt. With limited exception the discharge will ...
Continue reading "I have Filed for Bankruptcy and my Bank has Asked me to Reaffirm my Car Loan. " »
Posted on Jan 10, 2010 By Robert Kovacs
The goal for most individuals in bankruptcy is to receive a discharge of their debts. A discharge is a release of your legal obligation to repay your debt. With limited exception the discharge will ...
Continue reading "What is Discharge? " »
Posted on Jan 8, 2010 By Robert Kovacs
This is called “Setoff.” A bank has the right to “setoff” one account against another. For example if you have a loan and a checking account (or other account with money on deposit) at the same bank ...
Continue reading "My Bank took money out of my checking account to cover a loan that I had not paid – Can they do this? " »