Recent Posts in chapter 13 plan Category
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Posted on Feb 3, 2013 By Robert Kovacs
Paying your Chapter 13 Plan -- on-line Currently the only way to make your monthly payment to the chapter 13 trustee is through money order or bank check. That is changing, the Kovacs Law Office has ...
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Posted on Jan 21, 2013 By Robert Kovacs
Worcester County Bankruptcy Filings Decline in 2012 The Worcester Telegram and Gazete is reporting that Worcester County has seen a 17% decline in chapter 7 bankruptcy filings and a 27% decrease in ...
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Posted on Jan 13, 2013 By Robert Kovacs
Notable Case – Recent Decision In Re: Mayberry In 2011 a client came to me to help save her home from foreclosure. This client has limited income and was struggling to survive. A chapter 13 ...
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Posted on Dec 31, 2012 By Robert Kovacs
In re Hoey, 2012 Bankr. LEXIS 5803 (Bankr. D. Mass. Dec. 18, 2012) Recently Judge Hillman, of the Boston Bankruptcy Court, found that a creditor cannot file a late objection to a bankruptcy plan prior ...
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Posted on Dec 16, 2012 By Robert Kovacs
What can a Chapter 13 Plan do §1322 (b) of the Bankruptcy Code A chapter 13 plan is required to do many things as outlined in §1322 (a). Also, there is a list of optional provisions ...
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Posted on Mar 31, 2012 By Robert Kovacs
Recent Bankruptcy Cases from the National Association of Consumer Bankruptcy Attorneys Debtors have been the beneficiaries of some significant appellate decisions in recent weeks, with NACBA and NCBRC ...
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Posted on Feb 3, 2012 By Robert Kovacs
Dear NACBA Member, Thanks to the good work of so many members, NACBA’s Principal Paydown Plan to help underwater homeowners in chapter 13 bankruptcy avoid foreclosure, has been endorsed by a ...
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Posted on Jan 28, 2012 By Robert Kovacs
What is an Adversary Complaint? Federal laws protect an individual from creditor harassment during a bankruptcy case. Sometimes disputes arise during the case and a creditor, the trustee, or the ...
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Posted on Dec 11, 2011 By Robert Kovacs
Self Employed Individuals Use Net income not Gross income on form 22C, Means Test The US Bankruptcy Court for the District Court of Puerto Rico recently ruled in In Re: Roman (2011 Bankr. Lexis 4483) ...
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Posted on Dec 11, 2011 By Robert Kovacs
Stop Foreclose – Fees for Chapter 13 Bankruptcy Filing of a bankruptcy petition will instantly stop the foreclosure on your home. Often we are asked, how much is the fee? The standard pre-filing ...
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Posted on Dec 6, 2011 By Robert Kovacs
My home has been sold at foreclosure – Is there any way for me to get my house back? Maybe, but the road in front of you will be an uphill battle. First, the best situation is to contact a ...
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Posted on Nov 19, 2011 By Robert Kovacs
Contested Lien Strip Victory – Second Mortgage Eliminated Many people are unaware that in bankruptcy you may complete eliminate second mortgages and equity lines of credit on their home or ...
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Posted on Nov 19, 2011 By Robert Kovacs
Alabama County Files Largest Chapter 9 Bankruptcy Recently the commissioners of Jefferson County, Alabama, voted to file the largest Chapter 9 bankruptcy in history. The New York Times reports that ...
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Posted on Oct 27, 2011 By Robert Kovacs
Dear NACBA Member, I am pleased to report that NACBA’s “principal paydown plan,” designed to help struggling homeowners in chapter 13 save their homes from foreclosure, is now under ...
Continue reading "FHFA Director Praises Principal Paydown Plan as "Promising" and "Credible"Pledges to Provide Members an Assessment in Two Weeks" »
Posted on Oct 16, 2011 By Robert Kovacs
Are You A Bankruptcy Phoenix? The ancient world has many stories of the firebird, or phoenix. The phoenix is mythical bird of great beauty that lives a very long time. At the end of its life the ...
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Posted on Oct 16, 2011 By Robert Kovacs
Dear NACBA Member: On Wednesday, we wrote to bring you up-to-date on activities of NACBA’s Legislative Committee in support of the Principal Paydown Plan (PPP). Just as that email went out, we ...
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Posted on Oct 5, 2011 By Robert Kovacs
Bankruptcy's Means Test In 2005, Congress changed the Bankruptcy Code and added a means test to prevent wealthy debtors from filing Chapter 7 Bankruptcy. The means test is a calculation designed ...
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Posted on Sep 9, 2011 By Robert Kovacs
Tax Returns After Filing Chapter 13 Bankruptcy YOU CAN KEEP YOUR TAX RETURN!!! A Massachusetts Chapter 13 bankruptcy case lasts between three to five years. That is three to five New Years, three to ...
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Posted on Aug 31, 2011 By Robert Kovacs
Eighth Circuit BAP Allows Strip Off of Wholly Unsecured Lien in Chapter 20 The Eighth Circuit BAP found that a chapter 13 debtor may strip off a wholly unsecured lien on his principal residence even ...
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Posted on Aug 8, 2011 By Robert Kovacs
Can I Keep A Credit Card If I File Bankruptcy? Many Massachusetts bankruptcy debtors need a credit card for work. Whether it is necessary for business purchases or travel, it is common for clients to ...
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Posted on Aug 7, 2011 By Robert Kovacs
Tax liens will "ride through" your bankruptcy case. If you have an otherwise dischargeable tax claim and a lien has been recorded against your real or personal property the lien will remain ...
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Posted on Jul 30, 2011 By Robert Kovacs
"RECENTLY FILED AMICUS BRIEFS: Exemption for Inherited IRA NACBA has filed an amicus brief in the case of In re Chilton, No. 11-40377 (5th Cir.). That case addresses the issue of whether a debtor ...
Continue reading ""RECENTLY FILED AMICUS BRIEFS." and "OTHER NEWS" -- From the National Association of Consumer Bankruptcy Lawyers" »
Posted on Jul 27, 2011 By Robert Kovacs
Your Personal "Debt Ceiling" On July 25, President Obama addressed the country asking the American public to encourage their Congressmen to raise our nation's debt ceiling. The debt ...
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Posted on Jul 21, 2011 By Robert Kovacs
When Can I Stop Paying Credit Cards? Many of my Massachusetts bankruptcy clients ask, "When can I stop paying on my credit cards?" The answer seems obvious: "immediately." If you ...
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Posted on Jul 20, 2011 By Robert Kovacs
Bankruptcy Can Provide Leverage to Underwater Homeowners The Washington Post recently reported that the Obama administration is not planning another large federally funded program to relieving the ...
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