Recent Posts in credit cards Category
Posted on Jan 4, 2012 By Robert Kovacs
Credit Card Debt Is On The Rise A recent survey indicates the spending habits of the American consumer. After two years of moderate credit card use, new figures from Card Hub show that credit card use ...
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Posted on Oct 11, 2011 By Robert Kovacs
Making Good Choices During The Holiday Season The holiday season is fast approaching, so it is important to start making wise financial decisions if you are considering bankruptcy. Below are three ...
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Posted on Aug 23, 2011 By Robert Kovacs
Education Helps Debtors After Bankruptcy Since changes were made to the bankruptcy laws in 2005, all Massachusetts debtors are required to complete both a pre-bankruptcy credit counseling interview ...
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Posted on Aug 8, 2011 By Robert Kovacs
Can I Keep A Credit Card If I File Bankruptcy? Many Massachusetts bankruptcy debtors need a credit card for work. Whether it is necessary for business purchases or travel, it is common for clients to ...
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Posted on Jul 27, 2011 By Robert Kovacs
Your Personal "Debt Ceiling" On July 25, President Obama addressed the country asking the American public to encourage their Congressmen to raise our nation's debt ceiling. The debt ...
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Posted on Jul 21, 2011 By Robert Kovacs
When Can I Stop Paying Credit Cards? Many of my Massachusetts bankruptcy clients ask, "When can I stop paying on my credit cards?" The answer seems obvious: "immediately." If you ...
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Posted on Jun 2, 2011 By
Your Massachusetts Fresh Start Bankruptcy An individual's lifetime is filled with highs and lows. Take for example the life of auto maker Henry Ford. Ford worked for years as an engineer for Thomas ...
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Posted on May 16, 2011 By
Top Five Bankruptcy Provisions Many of my Worcester and Farmington bankruptcy clients report that filing bankruptcy was the best choice they ever made. The Bankruptcy Code provides powerful relief for ...
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Posted on Aug 17, 2010 By Robert W. Kovacs,Jr.
In most bankruptcy cases you will pay back nothing to your creditors. In other cases you will pay back what you can afford. Debt negotiation typically works by you making a payment to a company and ...
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Posted on Feb 24, 2010 By Robert Kovacs
Yes settling a debt for less than you owe will save you money but it is not going to save you as much as you think. When you settle a debt with your credit card or other creditors for less than you ...
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Posted on Feb 24, 2010 By Robert Kovacs
As you may have heard there are several new credit card regulations. One such regulation prohibits banks from charging over draft fees unless you “opt in.” If you chose not to “opt in” to the service ...
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Posted on Jan 17, 2010 By Robert Kovacs
If you filed bankruptcy under chapter 7 you will be able to obtain a new credit card very shortly after filing. Most banks will want your business, because (1) you have reduced your debt, (2) cannot ...
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Posted on Jan 15, 2010 By Robert Kovacs
Filing bankruptcy does not prevent you from buying any property, including a new home or cars. However, the better question is; when will a bank give me a mortgage for a new home? Chapter 7 bankruptcy ...
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Posted on Dec 28, 2009 By Robert Kovacs
It is often difficult to keep track of all your creditors. Making matters worse, often times debt collections agents and/or debt buyers make it confusing to understand who you owe. If, for some ...
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Posted on Dec 27, 2009 By Robert Kovacs
If you can no longer meet your financial obligations bankruptcy may be able to relieve the stress related with too much debt. There are two concerns if you have recently charged a lot on your credit ...
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