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Recent Posts in Discharge Category

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What is an Adversary Complaint?

What is an Adversary Complaint? Federal laws protect an individual from creditor harassment during a bankruptcy case. Sometimes disputes arise during the case and a creditor, the trustee, or the ...
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When a Creditor Violates the Bankruptcy Discharge

When a Creditor Violates the Bankruptcy Discharge Your bankruptcy discharge is a court ordered permanent injunction prohibiting certain creditors from taking collection action against you. A debt ...
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Contested Lien Strip Victory - Second Mortgage Eliminated

Contested Lien Strip Victory – Second Mortgage Eliminated Many people are unaware that in bankruptcy you may complete eliminate second mortgages and equity lines of credit on their home or ...
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How EBay Can Help Your Bankruptcy

How EBay Can Help Your Bankruptcy EBay is an online auction website where people and businesses buy and sell goods. You probably already know that. What you may not know is how EBay can help you ...
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Are You A Bankruptcy Phoenix?

Are You A Bankruptcy Phoenix? The ancient world has many stories of the firebird, or phoenix. The phoenix is mythical bird of great beauty that lives a very long time. At the end of its life the ...
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Making Good Choices During The Holiday Season

Making Good Choices During The Holiday Season The holiday season is fast approaching, so it is important to start making wise financial decisions if you are considering bankruptcy. Below are three ...
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When Does My Bankruptcy Case End?

When Does My Bankruptcy Case End? "When does my bankruptcy case end?" may sound like a simple question, but the answer can be very confusing. There are several different milestones that ...
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IRS Tax Amnesty Programs Collects Billions

IRS Tax Amnesty Programs Collects Billions The Wall Street Journal reports that 15,000 individuals took advantage of a recent Internal Revenue program offering limited amnesty for taxpayers with ...
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Chapter 7 Debtors Should Beware Hoggish Behavior

Chapter 7 Debtors Should Beware Hoggish Behavior There is an old saying among Massachusetts bankruptcy attorneys, "Pigs get fat and hogs get slaughtered." Bankruptcy attorneys know that the ...
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The Positives of Bankruptcy!

The Positives of Bankruptcy! Massachusetts residents who use the bankruptcy laws most successfully are generally those with the best attitudes and the proper perspectives. As one writer asked, ...
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How Bankruptcy Empowers

How Bankruptcy Empowers Many Massachusetts residents struggling with debt also feel powerless. Collection agents are skilled at making you feel stressed and hopeless through embarrassing phone calls ...
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Renting As A Tenant After Bankruptcy

Renting As A Tenant After Bankruptcy Renting a house or apartment after your Massachusetts bankruptcy discharge can be a little intimidating. Some landlords will run a credit check during the ...
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Can I Keep A Credit Card If I File Bankruptcy?

Can I Keep A Credit Card If I File Bankruptcy? Many Massachusetts bankruptcy debtors need a credit card for work. Whether it is necessary for business purchases or travel, it is common for clients to ...
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Your Personal "Debt Ceiling"

Your Personal "Debt Ceiling" On July 25, President Obama addressed the country asking the American public to encourage their Congressmen to raise our nation's debt ceiling. The debt ...
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Picking and Choosing Debts to Discharge

Picking and Choosing Debts to Discharge There are many myths circulating regarding bankruptcy in Massachusetts. One of the most popular myths is that a bankruptcy debtor can pick and choose which ...
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When Can I Stop Paying Credit Cards?

When Can I Stop Paying Credit Cards? Many of my Massachusetts bankruptcy clients ask, "When can I stop paying on my credit cards?" The answer seems obvious: "immediately." If you ...
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Bankruptcy Can Provide Leverage to Underwater Homeowners

Bankruptcy Can Provide Leverage to Underwater Homeowners The Washington Post recently reported that the Obama administration is not planning another large federally funded program to relieving the ...
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Can Bankruptcy Discharge Student Loans?

Can Bankruptcy Discharge Student Loans? Discharging student loans through the Massachusetts bankruptcy court is extremely difficulty. Since 1978 Congress has increased restrictions on bankruptcy ...
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"CAPITAL ONE BANK (USA) N.A. WILL REFUND MORE THAN $2 MILLION"

From the Us Trustee's Office. For the full article please visit http://www.justice.gov/ust/eo/public_affairs/press/docs/2011/pr20110118.htm January 18, 2011 CAPITAL ONE BANK (USA) N.A. WILL REFUND ...
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Debts Excluded From Chapter 7 Discharge

Debts Excluded From Chapter 7 Discharge The purpose of a Chapter 7 bankruptcy is to liquidate all of the debtor's non-exempt property to pay creditors, and to legally discharge any remaining debt ...
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Discharging Tax Debt in Bankruptcy

Discharging Tax Debt in Bankruptcy Certain debts have been given special status by the Bankruptcy Code and are generally excluded from the debtor's bankruptcy discharge. Child support obligations, ...
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Bankruptcy's Instant Relief

Bankruptcy's Instant Relief Individuals struggling with financial difficulty experience many forms of debt-related stress. Harassing phone calls, embarrassing collection letters, lawsuits, ...
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Recent Discharge Violation Case Settles for $15,000

A recent discharge violation case of mine has settled for $15,000.00 In this case a creditor continued to call and send bills to a family after they had filed for bankruptcy and after they had ...
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Creditors that continue to attempt to collect on discharged debt are violating the law.

At the conclusion of most individual bankruptcy cases a Debtor receives a “discharge” of his debts. The discharge is a release of your personal legal obligation to repay your debts. In part that ...
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Settling a Debt for less than you owe can cost more than you think

Yes settling a debt for less than you owe will save you money but it is not going to save you as much as you think. When you settle a debt with your credit card or other creditors for less than you ...
Continue reading "Settling a Debt for less than you owe can cost more than you think " »
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