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Recent Posts in Cram Down

  • Posted By Robert Kovacs 19-Nov-2011

    Contested Lien Strip Victory - Second Mortgage Eliminated

    Contested Lien Strip Victory – Second Mortgage Eliminated Many people are unaware that in bankruptcy you may complete eliminate second mortgages and equity lines of credit on their home or investment property and keep your home through ...
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  • Posted By Robert Kovacs 27-Oct-2011

    FHFA Director Praises Principal Paydown Plan as "Promising" and "Credible"Pledges to Provide Members an Assessment in Two Weeks

    Dear NACBA Member, I am pleased to report that NACBA’s “principal paydown plan,” designed to help struggling homeowners in chapter 13 save their homes from foreclosure, is now under serious consideration by the Federal Housing ...
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  • Posted By Robert Kovacs 16-Oct-2011

    "Support growing among policymakers for NACBA's Principal Paydown Plan"

    Dear NACBA Member: On Wednesday, we wrote to bring you up-to-date on activities of NACBA’s Legislative Committee in support of the Principal Paydown Plan (PPP). Just as that email went out, we learned that the PPP figured prominently in a ...
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  • Posted By Robert Kovacs 23-Aug-2011

    Homeowners Need Help -- from the New York Times

    Homeowners Need Help Neither Congress, nor federal regulators, nor state or federal prosecutors have yet to conduct a thorough investigation into the mortgage bubble and financial bust. We welcomed the news that the Justice Department is ...
    Continue Reading
  • Posted By Robert Kovacs 21-Aug-2011

    The Positives of Bankruptcy!

    The Positives of Bankruptcy! Massachusetts residents who use the bankruptcy laws most successfully are generally those with the best attitudes and the proper perspectives. As one writer asked, "Is the glass half empty, half full, or twice as ...
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  • Posted By Robert Kovacs 23-Jun-2011

    Keeping Your Vehicle During Chapter 13 Bankruptcy

    Keeping Your Vehicle During Chapter 13 Bankruptcy While some Massachusetts debtors are able to get by without a personal vehicle, having reliable transportation is necessary to most. Whether it is a means to get to work, or to school, or to take the ...
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  • Posted By 16-May-2011

    Top Five Bankruptcy Provisions

    Top Five Bankruptcy Provisions Many of my Worcester and Farmington bankruptcy clients report that filing bankruptcy was the best choice they ever made. The Bankruptcy Code provides powerful relief for Massachusetts residents struggling with debt. ...
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  • Posted By Robert Kovacs 12-Jan-2010

    I can no longer afford my car. What happens if I give it back to the bank?

    If you are unable to afford your car loan you may chose to voluntarily surrender the car to the bank. After the bank has the car they will sell the car at an auction. They will apply the proceeds of the sale to the outstanding balance you have on the ...
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  • Raising Your Credit Score After Bankruptcy

    When you make the decision to file for bankruptcy, ...

  • How Can I Prevent Foreclosure On My Home?

    At Law Office of Robert W. Kovacs, Jr., we are ...

  • Can I Keep My Tax Refund When I File Bankruptcy?

    We all look forward to getting that big tax refund ...

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Law Office of Robert W. Kovacs, Jr.
Worcester Bankruptcy Attorney
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