Foreclosure Lawyer

It's not too late to save your home from foreclosure

Bankruptcy can stay the sale of your home, protect equity, eliminate second mortgages, give you an opportunity to cure your arrears or work on a home loan modification. Bankruptcy may also, eliminate credit card debt, medical bills, past due utility bills and reduce auto loans.

What are your options?

You may have already had an increase in your mortgage rate due to an ARM and find yourself no longer able to afford your home. At the Law Office of Robert W. Kovacs, Jr., we can assist you in making the correct decision based on your financial situation. You have several options which we can discuss with you personally so as to direct you in the proper course to take. If you no longer wish to keep your home, you have the option of doing a “short sale”, where your lender will agree to accept less than the amount you owe as full payment of your debt once the house sells. A knowledgeable attorney will be able to ensure this is done properly, in addition to ensuring the lender has no recourse to take against you personally for the balance of the loan amount. You also have the option to do a loan modification, where both the terms and the duration of your loan are modified in order to reduce your monthly payment to a level you can afford.

You have several options when it comes to protecting yourself from losing your home. Many bankruptcy lawyers in Worcester, MA such as Robert W. Kovacs, understand that there are many alternatives and every case is unique. The correct choice for you needs to be reviewed carefully with your attorney. Call Attorney Robert Kovacs, Jr. for a thorough interview that will assist you in making an informed choice.

Contact a Worcester Foreclosure Attorney from the Law Office of Robert W. Kovacs, Jr. for a highly qualified attorney to assist you with your foreclosure.