Overwhelmed by Debt? 3 Reasons to Hire a Bankruptcy Lawyer

Few things are as stressful as not being able to pay your bills. The constant worry and never-ending phone calls from less than friendly collection agencies and creditors can take a serious toll on your health and well-being.

One way to stop the stress and get your life back on track is to file for bankruptcy. Doing so is not an easy decision, but if unpaid bills are overwhelming you, then it might be the best decision for your situation.

You may think that you can file for bankruptcy on your own. This idea might be tempting, but it is not in your best interest. Here are three reasons why you should hire a bankruptcy lawyer.

  • Hiring a bankruptcy lawyer puts an end to the debt collection letters and creditor phone calls. The attorney will contact your creditors to let them know that you have hired counsel. From that point forward, your creditors and the debt collection agencies will deal with the lawyer instead of with you. This alone often brings a huge sense of relief and lets you get on with your life.
  • A bankruptcy lawyer understands the complicated bankruptcy filing process. He knows the specific court rules, including how to list debts and assets correctly. He knows the paperwork filing deadlines. If the rules are not properly followed, then the court may not grant your bankruptcy discharge.
  • Hiring a bankruptcy lawyer will protect your legal rights. Creditors and debt collectors must follow the law when attempting to collect a debt. For example, debt collection agencies may not call you at all hours of the night. Having a bankruptcy attorney on your side ensures that the agencies trying to collect money from you follow the law.

If you are drowning in debt and have no way to repay your bills, then contact us. The experienced, dedicated bankruptcy lawyers at the Kovacs Law Office are standing by to help.