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Recent Posts in Individual Bankruptcy

  • Posted By Robert Kovacs 10-Feb-2012

    Can I Keep my Tax Refund?

    Can I Keep my Tax Refund? A common question this time of year for individuals considering bankruptcy is: Can I keep my tax refund? Yes you can. All cases are different and do need an individual legal analysis of all your assets, however, most ...
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  • Posted By Robert Kovacs 28-Jan-2012

    Discharge of Tax Debts when your return is filed late -- In re McCoy

    Discharge of Tax Debts when your return is filed late. Generally, income tax debts become dischargeable in bankruptcy if your tax has been past due for at least three years, the return was actually filed, and there has been at least 2 years since any ...
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  • Posted By Robert Kovacs 22-Jan-2012

    Video explanation of the current credit crisis.

    Video explanation of the current credit crisis. Please click the link below for a video explaining the current credit crisis. http://jonathanjarvis.com/crisis-of-credit
    Continue Reading
  • Posted By Robert Kovacs 16-Oct-2011

    "Support growing among policymakers for NACBA's Principal Paydown Plan"

    Dear NACBA Member: On Wednesday, we wrote to bring you up-to-date on activities of NACBA’s Legislative Committee in support of the Principal Paydown Plan (PPP). Just as that email went out, we learned that the PPP figured prominently in a ...
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  • Posted By Robert Kovacs 16-Aug-2011

    How Bankruptcy Empowers

    How Bankruptcy Empowers Many Massachusetts residents struggling with debt also feel powerless. Collection agents are skilled at making you feel stressed and hopeless through embarrassing phone calls at work and home; threatening letters; and ...
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  • Posted By Robert Kovacs 10-Aug-2011

    Renting As A Tenant After Bankruptcy

    Renting As A Tenant After Bankruptcy Renting a house or apartment after your Massachusetts bankruptcy discharge can be a little intimidating. Some landlords will run a credit check during the application process, and a credit may be considered a ...
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  • Posted By Robert Kovacs 8-Aug-2011

    Can I Keep A Credit Card If I File Bankruptcy?

    Can I Keep A Credit Card If I File Bankruptcy? Many Massachusetts bankruptcy debtors need a credit card for work. Whether it is necessary for business purchases or travel, it is common for clients to ask, "Can I keep one of my credit ...
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  • Posted By Robert Kovacs 21-Jul-2011

    When Can I Stop Paying Credit Cards?

    When Can I Stop Paying Credit Cards? Many of my Massachusetts bankruptcy clients ask, "When can I stop paying on my credit cards?" The answer seems obvious: "immediately." If you are filing bankruptcy and discharging your credit ...
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  • Posted By Robert Kovacs 20-Jul-2011

    Bankruptcy Can Provide Leverage to Underwater Homeowners

    Bankruptcy Can Provide Leverage to Underwater Homeowners The Washington Post recently reported that the Obama administration is not planning another large federally funded program to relieving the troubled housing market. This news comes despite the ...
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  • Posted By 1-Jun-2011

    How Long Will Bankruptcy Stay On My Credit Report?

    How Long Will Bankruptcy Stay On My Credit Report? When a Massachusetts bankruptcy case is filed, information about the case is reported on the individual's credit file. The report lists the date filed, the type of bankruptcy case (i.e. chapter 7, ...
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  • Posted By 16-May-2011

    Top Five Bankruptcy Provisions

    Top Five Bankruptcy Provisions Many of my Worcester and Farmington bankruptcy clients report that filing bankruptcy was the best choice they ever made. The Bankruptcy Code provides powerful relief for Massachusetts residents struggling with debt. ...
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  • Posted By Robert Kovacs 22-May-2010

    I stopped paying my credit card bill. What is going to happen?

    When you stop paying your credit card bill the bank will want to find a way to get you to start paying again. The first step will likely be making phone calls and sending letters. If that does not work the bank may hire a debt collector to turn up ...
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  • Posted By Robert Kovacs 10-Jan-2010

    What is Discharge?

    The goal for most individuals in bankruptcy is to receive a discharge of their debts. A discharge is a release of your legal obligation to repay your debt. With limited exception the discharge will discharge all your debt including credit card bills, ...
    Continue Reading
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  • Three Best Rated® Lists Robert W. Kovacs, Jr. Among the Top 3 Bankruptcy Lawyers in Worcester, Massachusetts
  • Raising Your Credit Score After Bankruptcy
  • How Can I Prevent Foreclosure On My Home?
  • Can I Keep My Tax Refund When I File Bankruptcy?
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  • Three Best Rated® Lists Robert W. Kovacs, Jr. Among the Top 3 Bankruptcy Lawyers in Worcester, Massachusetts

    If you are looking for an exceptional Bankruptcy ...

  • Raising Your Credit Score After Bankruptcy

    When you make the decision to file for bankruptcy, ...

  • How Can I Prevent Foreclosure On My Home?

    At Law Office of Robert W. Kovacs, Jr., we are ...

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